Mutual funds represent one of India’s fastest-growing investment channels, with search volumes jumping 31.8% year-over-year in FY 2024-25. This comprehensive hub guides beginners and experienced investors through mutual fund fundamentals, mechanics, product variants, taxation, risk assessment, decision frameworks, and portfolio management strategies.
Whether you’re exploring your first SIP (Systematic Investment Plan), comparing fund types, or optimising your existing portfolio, this category structure provides SEBI-compliant, research-backed insights aligned with how Indian investors search for investment guidance.
An arbitrage fund is a type of hybrid mutual fund that aims to generate returns by exploiting temporary price differences of the same security in different markets, mainly between the cash (spot) market and the derivatives (futures) market. SEBI requires…
Index funds and exchange-traded funds (ETFs) are passive investment structures that seek to replicate the performance of a market index, such as the Nifty 50 or Sensex, by holding the same stocks in similar proportions. This is general educational content…
Sectoral funds are equity mutual funds that invest primarily in stocks of companies from a single sector. Thematic funds are equity mutual funds that focus on a broader theme, investing in companies across multiple related sectors. Many Indian households relate…
Equity mutual funds in India are categorised based on the market capitalisation of the companies they invest in. Market capitalisation is the total market value of a company’s outstanding shares. SEBI standardises these categories: large-cap funds invest primarily in the…
Mutual funds in India pool money from investors to invest in securities. In India, SEBI categorises most mutual fund schemes into three core asset classes: equity, debt, and hybrid. Equity funds primarily invest in stocks, debt funds in fixed-income securities…
Redeeming mutual fund units means an investor requests the asset management company (AMC) to cancel a specified number of units from their folio. The AMC calculates the payout based on the applicable net asset value (NAV), cancels the units, and…
Cut-off time in mutual funds is the deadline by which a transaction request must reach the mutual fund house, and for purchases, funds must be realised in the mutual fund’s bank account, to qualify for that day’s Net Asset Value…
Many Indian households invest in mutual funds alongside familiar options like fixed deposits, Public Provident Fund (PPF), or gold. These funds pool money to invest in stocks, bonds, or other assets, but they come with certain standard charges: entry load,…
Many Indian households save small amounts regularly—perhaps in a recurring deposit at the bank, a fixed deposit, or even adding to gold savings over time—for future needs like education or festivals. A Systematic Investment Plan (SIP) follows a similar disciplined…
In India, mutual fund schemes are offered in two broad distribution structures: regular plans and direct plans. The same mutual fund scheme – with the identical portfolio, fund manager, and investment objective – is made available in both versions. The…